Commercial Mortgages

Financing for office, retail, industrial, and multi-family properties to expand your commercial real estate portfolio

Commercial Property Financing

Office Buildings

Finance single-tenant or multi-tenant office properties. Leverage stable lease income and appreciation potential in strategic markets.

  • Class A, B, and C office properties
  • Medical and professional office buildings
  • Owner-occupied and investment properties
Retail Properties

Shopping centers, strip malls, and standalone retail buildings. Structure financing around tenant quality and lease terms.

  • Neighborhood and community shopping centers
  • Single-tenant net lease properties
  • Mixed-use developments
Industrial Facilities

Warehouses, distribution centers, and manufacturing facilities. Capitalize on strong fundamentals in the industrial sector.

  • Warehouse and distribution centers
  • Flex space and light manufacturing
  • Cold storage and specialized facilities
Multi-Family Units

Apartment buildings and multi-family complexes (5+ units). Benefit from strong rental demand and cash flow stability.

  • 5+ unit apartment buildings
  • Value-add and stabilized properties
  • Portfolio acquisitions

Commercial Loan Structure

65-80%
Loan-to-Value

Competitive LTV ratios based on property type and cash flow

5-25
Year Terms

Flexible amortization schedules to match your investment strategy

1.25+
DSCR Minimum

Debt service coverage ratio requirements vary by property

Strategic Advantages

Market Timing Opportunity

With institutional investors pulling back, individual investors with strong balance sheets have enhanced negotiating power and access to quality properties at favorable valuations.

Cash Flow Optimization

Structure financing to maximize cash-on-cash returns while maintaining appropriate leverage. Balance debt service with operational cash flow and capital reserves.

Portfolio Diversification

Commercial real estate provides portfolio diversification, inflation protection, and tax advantages through depreciation. Strategic financing amplifies these benefits.

Ready to Expand Your Portfolio?

Schedule a consultation to discuss commercial financing strategies aligned with your investment goals.